• Preparing Your Home For Winter

    Whilst we’re currently enjoying a sizzling summer, now is the perfect time to take care of your home improvements and prepare your house for winter – as it’s times like this when the weather is fine, the days are long, and you can work outside without fear of getting drenched, that’s the best time to undertake home maintenance tasks. Right now, the focus is on keeping cool but this will quickly shift as we head into autumn and as is often the case, after a particularly hot summer we can expect a pretty cold winter. Indeed, the weather seems to be getting more and more extreme in terms of the…

  • 5 Big Causes Of Stress

    There is not a soul in the world that hasn’t encountered stress at least once or twice in their lives. Stress means different things to different people, and there are things that affect us all, from the minor pressures in life to the traumatic events that we carry with us for many years. The way that we process stress is individual to all of us, and the response that it has on us physically differs from person to person. Not everyone reacts to stress in the same way, but we can all relate to the different stressors in life in some way or another. So, with that in mind, what…

  • Become The Queen Of Gift Giving

    Gift giving is notoriously hard, even if you’re giving gifts to the people that you love the most. Take your partner for example, if you have one. Over the many years that you might be together, you’re going to buy each other so many gifts that you’re eventually going to struggle for ideas. You might then find yourself falling into the usual habit of buying a new item of clothing, or perhaps a bit of chocolate. So we get it, it is hard to keep gift giving interesting, and we know that you’re going to struggle along the way at some point. So, we’re here to try and make you…

  • Can’t Get A Loan? Fix It!

    Nothing in life comes for free. But just because you know it doesn’t, doesn’t mean that you can’t afford it. There are, unfortunately, too many situations where people need to become resourceful and inventive to pay unexpected bills or even find a way to secure their future. Everything that happens in life is somehow connected to money. And while nobody is saying that having money is a guarantee of happiness, it certainly can smooth out a lot of obstacles and remove a lot of stress in your day-to-day activities. However, when you can’t pay for things, you need to be able to find a way of funding your needs. Applying…

  • Fixing Bad Credit

    Poor credit is something that many of us suffer with. Equifax, one of the UK’s credit reference agencies, score out of 700. The average score in the country is 380. That means that most of us just about fall into the fair grouping of 380-419. A significant portion of us are well under where we should be. Lenders often aren’t happy with fair. They want to lend knowing that their money is safe and that they will be able to get it back. Fair, just isn’t good enough in most cases. If your credit is poor, or just not as high as you would like it, there is plenty that…

  • The 3 Biggest Mistakes You Can Make When Buying Wedding Rings

    When you get married, you make a commitment to love and cherish your partner for the rest of your life. But you also make a promise to wear your wedding and engagement rings for the rest of your life as well, which is why you’ve got to get it right. There are a lot of things that you should be looking out for, but it’s often more important to know the things you shouldn’t be doing. These are the worst mistakes you can make when buying your wedding rings. Not Doing Enough Research Your wedding ring is one of the biggest and most important purchases that you’ll ever make in…

  • Smart Wedding Savings That Will Leave You Enough For A Killer Honeymoon

    Once all the hustle and bustle of getting married is out of the way, it’s essential that you get to go away and relax with your other half. Otherwise, it can be hard to wind down, and it can be a pretty anticlimactic start to a marriage. However, as honeymoons tend to cost a lot of money, it can be tough to find the cash when the cost of your wedding has wiped you out. Luckily, there are some smart ways to save on your wedding, just read on to find out what they are. Have a Winter Wedding One way to save a small fortune on your wedding day…

  • Is Your Pet Bankrupting You?

    There are a lot of things you need to think about when you are getting a pet, but one of the most important is your financial life. You need to be aware that your pet is likely to cost you a fair amount of money, and in more ways than one. The more aware you are of the actual costs, the more likely it is that it won’t be such a shock to the system! Of course, it is often true that pets cost more than people initially think they will, and this can mean that you end up with the stressful situation of not really knowing what to do…

  • New Budget Smartphone Alert! – Sony Xperia L2 Review *

    I’m currently a happy Samsung S8 owner, but have kindly been sent the new Sony Xperia L2 to review. After seeing the specs of the Sony Xperia L2, I can’t help but feel a little robbed of my money! Yes it is a cheap smartphone, it’s currently on sale at Argos for £199.95! *gasp!* But for a budget smartphone, is it any good? Let’s put it to the test and find out the Sony Xperia L2’s performance! Sony Xperia L2 Specs Considering the Sony Xperia L2 price is under £200, it has some quite impressive specs to it. Sony Xperia L2 Full Specification list Network: Network provider: Sim free 2G,…

  • 12 Money Saving Challenges To Start A Savings Fund

    It’s January again.. has it been a year already since I failed at last years resolutions?! I’m now one of those people who treat every Monday as January 1st. Why wait an entire year to make important changes or improve your life? So with it being January, everyone is talking about resolutions, goals and big changes, and I’m sure you will have a few of your own goals in mind too. Personally, I wanted to start a proper savings fund. I do squirrel money away here and there which I will discuss in a moment. But something that has caught my eye lately is Money Saving Challenges Money Saving Challenges…